PRIVACY POLICY

We work to ensure privacy and security during your online sessions

The information you provide to us online is protected by Secure Socket Layer (SSL technology). SSL is the leading security protocol for data transfer on the Internet. This technology scrambles your account information as it moves between your PC's browser and Campus Partners’s computer systems. When information is scrambled, or encrypted in this way, it becomes nearly impossible for anyone other than Campus Partners to read it. This secure session helps protect the safety and confidentiality of your information when you do business with us online.

You shall assume the entire responsibility at all times for the supervision, management, control, and confidentiality of your user name and your password and assume the entire risk for the fraudulent or unauthorized use of your user name or your password. You understand that failure to protect your user name and your password may allow an unauthorized person or entity to access your account information.

This Web Site may contain hyperlinks to other sites created and maintained by other organizations. Campus Partners does not regularly review materials posted on these linked sites. Campus Partners does not endorse the owners of such linked sites, or the products or materials appearing on such linked sites. The decisions of Web site visitors to view any of the linked Web sites is at their own risk.


Online Security...

We will maintain reasonable security controls to ensure that account information stored in our files and on our computers is protected. Where appropriate, we will use security-coding techniques, like encryption, to protect against unauthorized access and the integrity of communications and transactions, and to protect your confidentiality. Campus Partners uses 128-bit encryption technology, the strongest currently available. We also use firewalls to secure your information. A firewall is a security measure that insulates our computer network from the World Wide Web. Campus Partners analyzes any traffic coming into and out of our firewalls that might indicate hacking activity and computer viruses. We also regularly monitor our logs and scan our systems for known vulnerabilities.


How We Protect Your Information

We restrict access to information about you to those employees who need to know that information in order to provide products or services to you. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.


How You Can Help Protect Your Privacy

Do not share your account information, user name or password with others. After you browse the Web, copies of all accessed pages are stored in the computer’s memory. These pages may contain sensitive personal information that should be protected. If you are using a shared computer you should be sure to clear the memory cache after you finish browsing. You can delete most of the stored information by clicking on the Preferences folder in the browser and clicking on the ‘Empty Cache’ button. If you are using Internet Explorer, go to “Internet Options” from the “Tools” menu and click on “Clear History”. You should also exit the Internet browser when you have finished browsing.


What Information We Collect

“Nonpublic personal information” is information about you that we obtain in connection with providing a financial product or service. Such information includes for example, account balance, payment history, demographic information, and social security number (SSN). We may collect nonpublic personal information about you from the following sources:

  • Information that you provide to us, such as on applications or other forms,
  • Information about your transactions with us, our affiliates or others, or
  • Information from others, such as credit bureaus, the Department of Education, or your school.

What Information We Disclose

Campus Partners does not disclose nonpublic personal information about you to any companies that are not members of our corporate family (“third parties”), except as permitted by federal law, specifically Title V of the Gramm-Leach-Bliley Act of 1999. The confidentiality of your nonpublic personal information will continue to be maintained consistent with this privacy notice even if your loan(s) is paid in full, your loan becomes inactive, or when you otherwise cease to do business with us.

Campus Partners works with a variety of third parties in servicing your loan(s). We disclose information about you as necessary to fulfill these third party service agreements. For example, we may disclose information about you to third parties that assist us in servicing or maintaining your loan, such as by printing statements or coupon books or billing you for loan payments. We may also disclose information about you to governmental entities, as required by law, such as sending annual interest paid information to the IRS and to other third parties such as credit bureaus, or in response to subpoenas.

These third parties must agree to strict confidentiality provisions to assure the protection of your information. Because we already limit the sharing of your nonpublic personal information as outlined above, no action is necessary on your part to limit such sharing.

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